Instant Loan Against Mutual Funds and Securities
Secure Your Investments for Compounding Magic
Keep you Investments protected and ready to experience the magic of Compounding Without facing crunch for emergency Cash
Built Your own Emergency Credit Line
Access Capital Without depending on Pre-Set Banking Limits for You or Your Organisations On Equity Collateral
Pay only Interest Amount
Pay only the Interest Amount from EMI = Principle + Interest i.e. Not Even EMI till the loan term Pay Interest on the Flexible Principle Amount you choose. Balloon payment accepted . We don't lock you like ordinary Loans . We give you Freedom to payout your loan completely anytime.
Built Your Own Emergency Credit
Line to fit your needs.
Build Your Safety Net 💪
Tailor your Credit Limit
to match your needs and financial goals.
Set Your Limit 📈
You only pay Interest on the amount you use, not the full credit limit.
Pay Interest Only 🧮
Make Larger Payments towards your balance without penalty
Balloon Payments Accepted 🎈
Depending on the collateral value, you can borrow from 10,000 to
10 crore rupees.
Get loans from 10k up to 10 Crore Rs 💸
Great Vehicle for MSMEs & SMEs businesses to mitigate Instant Liquid Cash Crunch Provision for Access up to 95 % of the Collateral Value Personalised Low Interest + Low EMI Loans Lowest Interest rate loans available in the Market
We offer a low EMI on your loan against securities. EMI starting from Rs. 1,333 per month for Rs. 1,00,000 loan.
Get instant approval on your loan against securities, disbursed after your quick porfoilio analytics.
You have the freedom to pay at will as we have no prepayment charges on your loan.
Get quick capital against your securities starting from Rs. 15,000 to Rs. 1,00,00,000
Pledging your investments ensures that your savings grow, and your wealth plan remains intact even while you borrow.
Apply and get funds directly to any of your bank account from the comfort of your home..
From Stock Market Opportunities
to Goods Trading to Emergency Fund & countless many more
Reaching FIRE transforms savings into investments, akin to breaking the S-curve of poverty with loans on mutual fund investments, leading to a wealth point where money secures a better future.
Nurture your financial future! Commit to your investments for compound interest benefits and keep more in your pocket by reducing taxes and avoiding unnecessary fees.
Car EMI destroys the Experience of Buying Cars
Better way of Planning Marriage
Secure Your Child's Education Future
No More Buy Now Suffer Later under EMIs
Login into Zenvest via your Aadhar-enabled mobile number
Our aim is to cater to your financial needs with utmost transparency with no hidden charges.
Interest will be due on 1st of every month and the same will be debited on 5th of every month from your Bank Account via NACH mandate.
NOTE: Loan against shares is only possible on business days from 7 a.m. - 7 p.m.
NOTE: Currently the Loan against Mutual Funds in DEMAT form is available on business days from 7 a.m. - 7 p.m.
- Rohit
- Raj
- Shyam
- Pratibha
- Samruddhi
- Manoj
- Devraj
- Ram
- Akashay
- Shivani
- Nikita
- Jeevan
Safeguard your investment by opting for quick capital against securities. Your units will remain yours, and you’ll keep on earning from them during your tenure for an instant loan for low credit score. So you can get the funds you need for capital or emergencies without having to redeem your securities.
Once upon a time, Amidst the serene natural beauty of Bengaluru, I embarked on my first IT job, filled with excitement and hope. Little did I know, this journey would lead me to unexpected challenges and a revolutionary idea. As part of my job, I had to sign a two-year bond with a hefty breaking amount of one lakh rupees. Eager to secure my future, I invested 1.5 lakh rupees in RVNL shares, buying them at 45 rupees per share, hoping for lucrative returns. However, fate had other plans. I found myself entangled in a nightmarish project. A unhuman manager due to nature of such large project for cost savings , unbearable night shifts, and immense mental pressure took a toll on my health. The project offered no respite, no work-from-home option, and no comfort. Despite having successfully navigated other projects, this one seemed like a never-ending nightmare. For the sake of my health and sanity, I decided to leave the project without seeking another job. However, this decision came at a cost. My investment in RVNL shares had grown significantly, with the stock price soaring to over 300 rupees per share in just one year. It was a bitter pill to swallow, knowing that had it not been for the emergency, my investment would have yielded even greater returns. Faced with this predicament, I searched for a solution in vain. This experience sparked an idea within me – the creation of Zenvest, an ultimate emergency payable flexible credit line. Zenvest aimed to provide individuals with a financial safety net during emergencies, offering flexibility and peace of mind. Thus, from the ashes of my setback emerged a beacon of hope for many – Zenvest Finance, a testament to resilience, innovation, and the human spirit's ability to triumph over adversity.
Bakulesh Rane
Founder
Bakulesh, Founder at Zenvest, combines 2 years of software engineering and ML data roles at major firms with 1 year in startup marketing. He's recognized for building a 100k+ member International Data Analytics community on Facebook and holds advanced certifications in Data Science EICT from IIT Rookie and Blockchain from IIT Kanpur.Equipved with vision for Future Emerging Fields of Finance .
Zenvest is a lending platform that offers basic LAMF loans at a 10.5% interest rate using your mutual funds and securities as collateral, partnering with top banks and NBFCs in India for a secure and seamless service.
There are 3 Types of Loan Product on Zenvest 1) Basic LAMF with 10.5 % Interest 2) Flexible Overdraft LAMF with 10.5 % Interest 3) Ultra Curated Personalised LAMF beyond 95% Collateral Limit with Higher Interest Rate compared to other two
Yes, your investments are safe with Zenvest, as we ensure high security and a seamless experience by collaborating with leading financial institutions.
Yes, pledging your investments does not affect their returns. You can redeem them anytime.
You can unpledge by repaying the loan in full or in parts at any time
No, securities under SLBM cannot be pledged.
Yes, any dividends or bonus stocks accrued are yours to keep
Yes, securities held in your company’s name can be used as collateral for a loan, provided they meet the lender’s criteria
Yes, but they must consent and act as co-borrowers or security providers.
Yes, Zenvest’s OD Over Draft product allows part payments without prepayment charges.
Zenvest allows pre-closure without additional charges, but check with other lenders as charges can vary
Securities are valued in real-time or at the closing NAV. Understanding margin shortfall is vital to manage potential risks effectively.
Loans can be secured against various securities like stocks, bonds, mutual funds, and insurance policies, each requiring appropriate collateral
Peer-toPeer Lending Platform (Comming soon) Earn upto Fix 7% Interest Rate per month
